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Dental Insurance Information

Covered by your Dental Insurance Provider? Find out?

We Accept Dental Insurance!

Our Dental office accepts many dental insurance providers and we will also file claims  for you.  We will first verify your coverage prior to any services completed.  We ask that you pay your portion at time of service and we will file and accept assignment from your insurance carrier.

Major Carriers:

  • Aetna,
  • Blue Cross Blue Shield,
  • Cigna,
  • Delta Dental,
  • Guardian,
  • Metlife,
  • United Healthcare

Other Insurance Carriers:

  • Ameritus Life Insurance,
  • ARM, LTD.,
  • Allied Benefit Systems Inc.,
  • Altus Dental Inc.,
  • American Dental Professional Services LLC,
  • American Sterling Insurance Services Inc.,
  • American Trust Administrators Inc.,
  • Ameritas Life Insurance Corp.,
  • Assurant Employee Benefits (Union Security Insurance)
  • Benefit Management Administrators Inc.,
  • Best Life &Health Insurance Company,
  • The Boon-Chapman Benefit Administrators Inc.,
  • Central States,
  • CompBenefits Dental Plan,
  • Comprehensive Health Services Inc.,
  • Cypress Benefit Administrators,
  • Dental Network of America (Blue Cross Blue Shield IL, OK, NM, TX, MI, AL),
  • Dental Select,
  • DentaQuest Ventures Inc.,
  • Essex Dental Benefits,
  • FCE Benefits,
  • First Dental Health Inc.,
  • GEHA Connection Dental Federal,
  • GEHA Connection Dental Plus,
  • Golden West,
  • Government Employees Health Association,
  • Great-West Healthcare Inc.,
  • HealthPlex Inc.,
  • HealthSmart Benefit Solutions,
  • Humana,
  • Humana Dental Access,
  • IHC Health Solutions Inc.,
  • InforMed LLC,
  • Kansas City Life Insurance Company,
  • Lincoln,
  • Meritain Health Inc.,
  • Mid American Benefits Inc.,
  • National Rural Electric Cooperative Association Group Benefits Program,
  • P5 e.Health Services (Delta Health Systems),
  • PacifiCare Dental and Vision Administrators,
  • Preferred Health Professionals,
  • Principal Plan Dental Network,
  • Professional Brokerage (American Administrators),
  • Reliance Insurance Group,
  • Reliance Standard Insurance Group,
  • RMSCO,
  • Security Life Insurance Company of America,
  • Shasta Administrative Services,
  • Sun Life Financial and Health Insurance Company,
  • TriStar Benefit Administrators,
  • Unicare Dental PPO Discount Plan,
  • Unicare Dental PPO Series 200 and 300,
  • United Concordia Advantage Plan,
  • United Concordia National Fee for Service Plan,
  • United Concordia ParNet Advantage Plan,
  • United Medical Resources, Inc. (UMR),
  • WEB-TPA Employer Services,
  • Wellpoint Dental PPO.

Some Facts about Dental Insurance and Dental Insurance Payments

  • Please note that if you have any dental PPO insurance coverage you still may have services completed within our office.  Your PPO carrier will still pay their portion for services but at a lower schedule.
  • If you have HMO/DHMO coverage they will not pay at all for any services within our office.
  • Dental insurance is very different from typical medical insurance coverage.  ”Dental insurance”  is basically a pre-payment arrangement between an employer and an insurance contractor.  In our office, dental insurance may cover only 30-50% of our fees for service.  Please remember that insurance companies are a “for profit” enitity.
  • Most insurance companies have maximum limits of $1,000 to $1,500 per year.  The maximum insurance coverage in 1959-1965 was the same at $1,000 per year.  Based on inflation alone, dental insurance maximums per year should be at least $7,000 to $8,000 per year!

Why our policy regarding Dental Insurance is the best for YOU

  • Having practiced dentistry since 1985, Dr. Miller understands the importance of spending time, listening and discussing what his patients desire for their smile.  Patients take an active role in discussing with Dr. Miller their desires and choices for their dental health.  Our office is “patient-focused” and NOT “Insurance-focused”.  Dr. Miller believes that patients should make their own treatment decisions regarding dental care and not influenced solely by insurance company coverage or policies.  
  • We work for YOU and not an insurance company.  Our office believes that patients should make their own decisions regarding their dental treatment.
  • Insurance is very confusing to most.  We will be happy to answer any questions you may have about dental insurance and verify what they cover for our office.

Don’t forget to check out our Special Offers/Promotions page!

Just give us a call or contact us today!

© 2013 William H. Miller, D.M.D. - Admin

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